Junior ISAs - Compare Tax Free ISAs For Children


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	The Tax Free way to save towards your child’s future

	Anyone can pay into a Junior ISA including grandparents, family & friends

	Save up to £3600 per tax year

	The funds can only be accessed by the child when they reach 18

	Wide range of Junior ISAs to choose from

Junior ISAs / Compare Junior ISAs / FAQs / About / Contact

	Junior ISAs - The tax efficient way to save towards your child’s secure financial future.

		Junior ISAs are the new tax free savings accounts for children. They have replaced the old Child Trust Fund and are great for saving up a lump sum of money for your child when they become an adult (18 years old). With Junior ISAs, the funds are securely locked away and cannot be accessed until the child reaches 18. Once the child reaches 18 they can withdraw the funds or should they decide to keep the funds within the account, it will automatically switch to a regular ISA account and they can continue to enjoy tax free savings on their investment. Anyone can pay into the account such as friends, grandparents etc and this makes them ideal for Birthdays, Christmas as you can pay in a lump sum should you wish. There are two different types of Junior ISAs. A Junior Cash ISA and a Junior Stocks and Shares ISA. Each eligible child can hold one of each account but the combined investment allowance must not exceed £3600 per tax year.

Compare Stocks and Shares Junior ISAs
*Product Description:* Stocks & Shares Junior ISAs (also known as Investment Junior ISAs) are investment based Junior ISAs where your money is usually invested into a fund or range of funds (dependent upon the provider). These funds are then invested in a wide range of investments including stocks and shares, mutual funds, government bonds and more. For the official regulations regarding Junior ISAs please see below our Junior ISA Comparison table.
	Junior ISA Provider	Annual Charge	Deposit Requirements	Promotions	Product / Provider Information	Further Details
1		1.5%	£10 per month or £10 lump sum	-	+ Your money is safely managed by Prudential who are one of the UK’s most well established and trusted fund management companies in the UK. + Hold different funds within the account to help spread / diversify any risk. + One of the UK’s leading Junior ISA Providers	Visit Site
2		2.5%	£100 lump sum or £10 per month	Free £30 Love 2 Shop Vouchers	+ Mutual Friendly Society established in 1826 + Quick & simple online application process + Grandparents, friends & family can contribute	Visit Site
3		1.5%	£50 lump sum or £10 per month	-	+ Low annual management fees + One of the UKs leading friendly societies established in 1862 + Managing in excess of £750million worth of funds (as at 31/12/2011) with over a million policy holders + Quick & simple online application process	Visit Site
4		1.5%	£10 per month or £500 lump sum	Free £20 Boots Vouchers	+ Low fee structure + One of the UK’s biggest & multi award winning Children’s investments provider. + Safely managing over £3billion worth of funds for over 1.7 million of their UK customers + Apply & manage your Junior ISAs account quickly and easily online.	Visit Site
5		1.5%	£50 per month	-	+ Long established mutual society + Invests in a mix of assets including stocks & shares, property, gilts, bonds and cash	Visit Site
6		1.5%	£10 per month or £10 lump sum	-	+ You can diversify which funds your money goes into so you are not exposed to the risks of any single fund. + Ethical and Sharia Options available	Visit Site
7		1.5%	£10 per month or £10 lump sum	-	+ Experienced Child Savings Provider + Low minimum investment requirement + Choose from Cautious, Balanced & Adventurous funds + Simple online application process	Visit Site
8	Ethical	1.5%	£10 per month or £10 lump sum	-	+ Appeals to socially responsible investers. + One of the first online providers of the new Junior ISAs - Whole investment goes into a single fund	Visit Site
9	Sharia / Islamic	1.6%	£10 per month or £10 lump sum	-	+ Fully compliant with Sharia law + Inline with the Islamic Investment Guidelines + Funds are managed by Scottish Widows Investment Partnership	Visit Site
10		1.5%	£10 per month or £100 lump sum	-	+ Mutual friendly society established since 1892 + Independent mutual organisation - Download application form only - Small local provider	Visit Site

Looking For Junior Cash ISAs?
Our comparison table above is for Junior Stocks and Shares ISAs only. To compare Cash Junior ISAs please click the button below.

Junior ISA Regulations

Junior ISAs are only available to children who live within the UK and do not hold a Child Trust Fund

You can invest up to £3600 per year tax free

Friends, Relatives & Grandparents can all contribute towards Junior ISAs

All funds held within Junior ISAs are safely locked away within the account until the child reaches 18

Only the parents or legal guardians can open a Children’s ISA on behalf of the child.

When the child reaches 18, the account will automatically change to a regular Stocks and Shares ISA and they can continue enjoying tax free savings.

Children can have both a cash and stocks & shares Junior ISA (only one of each permitted) but the total annual investment must not exceed £3600 per year.

Unlike the Child Trust Fund, the government will not be contributing towards it.

You cannot transfer a Child Trust Funds to Junior ISAs.


	Stocks and Shares Junior ISAs / Junior Cash ISAs / Terms & Conditions / Junior ISAs Links